Improving your credit. 3. F. E. Presented By:. Foundation for Financial Education. www.f3eonline.org | info @f3eonline.org 240-499-0390 . What is Credit? Pros and Cons of Credit. Pros Cons Purchases Interest Builds Credit Temptations
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Improving your credit
Foundation for Financial Education
www.f3eonline.org | [email protected]
Builds Credit Temptations
Emergencies Over Extending
Money or service given with the expectation of repayment, usually with interest.
Sources: www.fico.com, www.creditcards.com
Chart is available at www.myfico.com
Inform the credit reporting company, in writing, what information you think is inaccurate. Include copies of supporting documents.
Clearly identify each item in your report you dispute, state the facts and explain why you dispute the information, and request that it be removed or corrected.
Enclose a copy of your report with the items in question circled.
Send your letter by certified mail, “return receipt requested.”
Keep copies of your dispute letter and enclosures.