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EXCEL EXAMPLE Loan $142,500, 6% interest, 30 year, $854 payment A B C D E

EXCEL EXAMPLE Loan $142,500, 6% interest, 30 year, $854 payment A B C D E Beg Bal Int. Rate Pmt Int Amt End Bal $142,500 .005 $854 A1 * B1 = A1 – C1 + D1 =E1 same same (=A2 * B2) (= A2 – C2 + D2).

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EXCEL EXAMPLE Loan $142,500, 6% interest, 30 year, $854 payment A B C D E

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  1. EXCEL EXAMPLE Loan $142,500, 6% interest, 30 year, $854 payment ABCDE Beg BalInt. Rate PmtIntAmt End Bal $142,500 .005 $854 A1 * B1 = A1 – C1 + D1 =E1 same same (=A2 * B2) (= A2 – C2 + D2)

  2. 50 YEARS 4.12% 10 YEARS 2.49% WORST 10 YEARS 8.77% 1973 THRU 1982

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