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Freedom Preferred PPO Plan $25 Deductible In or Out of Network $2,000 Annual Maximum In Out Preventive* 100% 100% Basic 85% 70% Major 60% 50% Orthodontic** $2,000 Lifetime maximum 60% 50% *Deductible waived for In Network Preventive Care

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Assurant provides a choice of dental plans l.jpg

Freedom Preferred PPO Plan

$25 Deductible In or Out of Network

$2,000 Annual Maximum

In Out

Preventive* 100% 100%

Basic 85% 70%

Major 60% 50%

Orthodontic**

$2,000 Lifetime maximum

60% 50%

*Deductible waived for In Network Preventive Care

**Waiting Period may apply

Heritage Plus Plan with Specialty Benefit Amendment and the Heritage Secure Plan

No deductibles

No annual maximums

Preexisting conditions are covered

Fixed co-payments

Use Network Dentists

Adult and Child Orthodontics

Low Cost Premiums

Assurant Provides A Choice of Dental Plans


Freedom preferred ppo plan l.jpg
Freedom Preferred PPO Plan

Allows the member to use a network dentist for the best value or see

any dentist and receive benefits. Our PPO network is nationwide.

  • Only a $25 deductible In or Out of network

  • Deductible is waived for Type I Preventive Services when using a network dentist

  • $2000 per year maximum in or out of network

  • Enhanced Orthodontic Lifetime Maximum increased to $2000

  • Award winning Claims Center

    Please review the Freedom Preferred PPO Plan materials for more information.

    Find a PPO network dentist at www.assurantemployeebenefits.com under

    “For Members” select “Find a Dentist”, then choose

    DHA® (Dental Health Alliance, L.L.C®).

    *Increased maximum applies to treatment starting after January 1, 2011


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Heritage Plus with Specialty Benefit

Amendment

No deductibles

No annual maximums for general dentistry

Preexisting conditions are covered

This option includes the Specialty Benefit

Amendment which allows you to see in

network specialists for listed services at a

low co-payment. You can elect an out of

network specialist and receive a

reimbursement for the listed services.

Orthodontic coverage is a 25% discount

with a network specialist. The

orthodontic benefit has no age limit and

covers adults and children.

Please refer to the Heritage Plus Plan

with SBA materials for a co-payment

listing and covered services.

Heritage Secure Plan offers a very low

cost plan option with rates starting at

$7.20.

No deductibles

No annual maximums

Preexisting conditions are covered

Covered services have co-payments that

are paid directly to the dentist. If you

need specialty care on the Heritage

Secure Plan you can access a Plan

specialist and receive a discount. This

includes the 25% discount for Orthodontic

services. Adults and children are eligible

for Orthodontic coverage.

Please refer to the Heritage Secure Plan

materials for a co-payment listing.

Two Prepaid Plans

Find a Prepaid network dentist at www.assurantemployeebenefits.com ,

under “For Members” select “Find a Dentist”, then choose “Heritage Plans”.


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