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人口老化與老年經濟安全 - PowerPoint PPT Presentation


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人口老化與老年經濟安全. 主講人 : 東海大學社會工作系 陳琇惠 助理教授. 演講大綱. 一、人口老化與老年經濟安全的重要性 二、人口高齡化趨勢及其影響面 三、人口高齡化所面臨的問題 - 經濟安全議題 四、老年經濟安全的意涵及其策略趨勢 五、主要國家之經濟安全制度 六、台灣老年經濟安全制度 - 國民年金制度 七、結語. 高齡化社會來臨.

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  • -

  • -


  • 829651,485,2007.09%972,402,22010.43%11420.1%5


1.

2.96

1.(95) 2.


976


976


  • 1029.5

976


()

5

2006

4

1.26

1.32

3

1.13

2

1.12

0.98

1

0

1970

1975

1980

1985

1990

1995

2000

2006

  • 20061.1

1.

2.


  • 9720.511318.914513.2


17

15

16

50

3.0

2.5

10%

20%

65

30%

2.0

38%

1.5

15-64

73%

67%

57%

1.0

52%

0.5

15

17%

10%

12%

12%

0

50

65

97

(2008)

114

(2025)

129

(2040)

145

(2056)


()

659710.4%10714.7%14537.5%7597103145455659743.1%14559.7%


  • 2450~100

United Nations, World Population ProspectsThe 2006 Revision.


65

40

65

(%)

35

30

25

20

15

10

5

0

1950

1970

1990

2010

2030

2050

United Nations, World Population ProspectsThe 2006 Revision.


100

90

145

80

70

60

97

50

40

30

20

10

0

25

15

5

5

15

25

97145 ()

10

10


183.215~64165

65

15~64

97

115

145

1

______

7.0

1

_____

3.2

1

_____

1.4


4

3

3

12

2

40%-50%

1

ILO

(International Labor Organization, ILO)


4

()

3

2

1

0

()

World Bank

2005



()

1990

1990


()

1959

2060

1985

()

2001


()

2013

60655%

65-70



()

1889

1992

7064

2004


()

(1)

(2)

(3)

(4) (1959

)

(5) (pay-as-you-go)(1969)


()

(1)

(2)

(3)


()

7

20066567



()

(1) (1935)

1946

(2) (1959)

(3) (1976)

60-64


()

Non-Financial Defined Contribution Systems(NDC)

buffer fund

G-value


()

2000

(1)

(2)



()

1935(OASI)

1956(OASDI)

1975

1974SSI

GA


()

OASDI

(1)

(2)


()

1908

1952

1990


()

(1)

65

(2)

60

guaranteed income supplement



  • 96889710197718

  • 2565

36

36


2565

  • ()

37

37


65

15

  • 15

38

38


39

39


24

40

40


  • 16.5%

  • 30.5%7% 20.5%12%20

41

41


1117,280

25%

42

42


  • 6565

43

43


44

44


2

45

45


  • 1

46

46


47

47


48

48


49

49


65

3,000

65

65

553,000651

55

65

50


(1.3%)

65

4,000

51


65

65

65

52


65

A:(0.65%)3,000

B:1.3%

65

53

53


A

54

54


:17

5

A17,280x 5x 0.65%+ 3,000 = 3,562

B17,280x 5x 1.3% =1,123

A

55

55


6531833,000

56


57


55653,00065

58


59


  • 65

60

60


1.3%

4,0004,000

61

61


110

17,280x10x1.3%=2,246(4,000)

4,000

220

17,280x20x1.3%=4,493

62

62


31834,000

  • 65

63

63


64

64


655

17,280

17,280x5=86,400

11

65

65


66

66


  • 551

  • 451

  • 25

67

67


55

55

68

68


  • 25

  • 55

69

69


70

70


1.3%

3000

3000

3000

1

3000(1+25%)=3750

(1+25%)

2

3000(1+50%)=4500

(1+50%)

3

(1)

71

71


(2)

50%

3000

3000

3000

1

3000(1+25%)=3750

(1+25%)

2

3000(1+50%)=4500

(1+50%)

3

72

72


  • 55

73

73


74

74


  • 2

75

75


  • 5

76

76


77

77


  • ??

  • ???

  • ???

  • ??


79

79


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