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Roth Iras

By Kealii Piko Olmos. Roth Iras. -Similar to an regular IRA with some exceptions. Differences…. You cannot deduct contributions to a Roth IRA. If you satisdfy the requirements, qualifies distributions are tax free. You can make contributions to your Roth IRA after you reach 70 ½

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Roth Iras

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  1. By KealiiPiko Olmos Roth Iras -Similar to an regular IRA with some exceptions.

  2. Differences… • You cannot deduct contributions to a Roth IRA. • If you satisdfy the requirements, qualifies distributions are tax free. • You can make contributions to your Roth IRA after you reach 70 ½ • You can leave amounts in your roth IRA as long as you live. • The account or anuity must be designated as a Roth IRA when it is set up. • The contribution limit may be based on your filing status and income.

  3. Investors • Looking for tax free growth potential. • Will reach 59 ½ • Focused on estate and retirement future

  4. Investment example

  5. Investment Graph

  6. Best time? • When your young is best • More time to invest • More time for interest to build up • Better than a 401k

  7. Roth IRAS Companies Best overall IRA value. Best IRA for Beginners

  8. Investments • Each company is different, for Etrade, no annual IRA fees and no account minimums • Max contribute is up to 5,500$ • Minimum risk for good returns • long term benefit may out weight the short term

  9. Chart for 2012

  10. Sites • https://us.etrade.com/home • http://www.rothira.com • http://www.irs.gov/Retirement-Plans/Roth-IRAs

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