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Good for employees, good for business!

Good for employees, good for business!. Access to Health Insurance. Identify criteria for participation Explain the steps in the process Understand your role. Presentation Objectives. Public/private partnership Premium assistance program Up to $100/participant/month

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Good for employees, good for business!

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  1. Good for employees, good for business! Access to Health Insurance

  2. Identify criteria for participation Explain the steps in the process Understand your role Presentation Objectives

  3. Public/private partnership Premium assistance program Up to $100/participant/month Limited to 1000 adults What is Access to Health Insurance?

  4. Department of Health and Welfare Insurance Representative Employer Employee and Dependents Who are the players?

  5. Currently NOT offer health insurance Operate an Idaho small business Pay at least 50% of the adult insurance premiums Have 1 or more employees who qualify for premium assistance For Access to Health Insurance an EMPLOYER must:

  6. Currently NOT have health insurance Work for a participating small business Live in Idaho Meet income guidelines For Access to Health Insurance an EMPLOYEE must:

  7. Income guidelines for premium assistance:

  8. Costs

  9. Example of costs:

  10. Employer Paying 100% of Employee Premium Employee cost: $250 Spouse cost: $350 Total: $600 Employer pays: $250 Employer obligation not met Employer must pay $300 Example of a Combined Payment

  11. Attract and retain employees Employee satisfaction Employee health Productivity Participation rates Absenteeism What are the benefits?

  12. Register online Submit application Make decisions Finalize enrollment Steps to Participate

  13. Insurance representative works with employer and employees Registration date announced Employer or insurance representative registers online Step One Register Online Registration Online Complete

  14. Web Registration www.AccesstoHealthInsurance.idaho.gov

  15. DHW sends email notification Employees review Privacy Notice, complete Applications Employer forwards to insurance representative Insurance representative sends information to Carrier & DHW with Cover Sheet Step Two Submit Applications Application Submission Complete

  16. DHW & insurance company review applications Insurance carrier provides cost of insurance DHW sends Conditional Approval and the Employer Agreement Employer decides to proceed or not Step Three Make Decisions Decision-Making Step Complete

  17. Employer signs Employer Agreement Insurance representative completes Conditional ApprovalLetter, forwards both forms to DHW DHW sends program approval letters to employer and employees Step Four Finalize Enrollment Enrollment Complete

  18. Register online Submit application Make decisions 4. Finalize enrollment Summary of Steps

  19. Application for Premium Assistance Privacy Notice Cover Sheet Conditional Approval Letter Employer Agreement Summary of Forms

  20. Criteria for participation identified Steps in the process explained Your role described Review of Presentation Objectives

  21. Our toll free number is: 1-866-326-2485 Our web address is: www.AccesstoHealthInsurance.idaho.gov How to contact us:

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