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Different Types Of Credit Cards And Features

Just as there are too many credit card companies to count, there seems to be just as many different credit cards, all claiming to offer you the best possible deal. Full details here: http://www.badcreditresources.com/different-types-credit-cards-features Connect with us: Like us: https://www.facebook.com/BadCreditResources Follow us: https://twitter.com/BadCreditExpert G : https://plus.google.com/u/1/b/117978576535187359303/ Badcreditresources/posts

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Different Types Of Credit Cards And Features

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  1. Different Types Of Credit Cards And Features

  2. 1. Low-interest Credit Card • These cards offer a significantly lower interest rate than some of the older ones that you may already have. Also, most of these cards are also balance-transfer cards. • They offer you the option of transferring a balance from a higher interest rate card and, for a specified period of time, your transferred balance will be at either 0% interest or something quite low. • This can end up saving you a fair amount of money, particularly if your hope is to pay it off.

  3. 2. Instant Approval Card • These cards offer you the opportunity to apply for a card and receive instant approval, meaning no wait time. • Once you fill out the application, a quick background check will be done and you will have your approval almost immediately.

  4. 3. Catalog Credit Cards • It can only be used to purchase merchandise inside their catalog.

  5. 3. Prepaid Credit Cards • These are debit or gift cards that you add money to and they don’t actually extend you any credit. • These cards are great to send along with your college age children (if you don’t want them to have their own student credit card and establish credit under their own name).

  6. Since there are so many options when it comes to choosing a credit card, do a little research before you apply.

  7. Decide what type of card will best fit your needs and apply for that one.

  8. Don’t go over board though, applying for too many cards will negatively affect your credit score.

  9. For more information: Different Types Of Credit Cards And Features http://www.badcreditresources.com/different-types-credit-cards-features/

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