Major benefit of applying for FHA home loans is that you don’t have to put up 20% of the cost as down payment. You can secure a mortgage by only putting 3.5% of the cost of the home as down payment.
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In order to qualify for an FHA loan, a borrower must meet the minimum requirements of the Federal Housing Administration. That means he/she must have a credit score of at least 520, must be employed for at least 2 years with the same company and must be a legal resident of the United States of America. The Federal Housing Administration loans are available for first time buyers, repeat buyers, and for refinance. Also, there are no income limitations on these loans.
Another major benefit of applying for FHA home loans is that you don’t have to put up 20% of the cost as down payment. You can secure a mortgage by only putting 3.5% of the cost of the home as down payment.
Today, FHA loans are one of the most rewarding and flexible home loans available in the country.
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