Young and Uninsured Academy Health National Health Policy Conference. February 4, 2008. What I’ll cover. Summary of the Massachusetts Health Reform Law. Focus on young adults. Enrollment so far. The Mass. Health Reform Law. Became law on April 12, 2006.
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Became law on April 12, 2006.
6.4 to 10.7% of MA uninsured in 2005/06:
Created new subsidized and unsubsidized health plan options.
First “individual mandate” in the U.S.
7/1/07: Legal requirement to have insurance.
12/31/07: Must be insured on this date to avoid loss of MA personal exemption (worth $219).
1/1/08 - : New month-by-month penalties based on
½ the monthly premium of lowest-cost Health Connector option for the individual.
Sample penalties for those above 300% FPL:
Age 27 up: $72/month, or $912/year.
Age 18-26: $56/month, or $672/year.
The Commonwealth Health Insurance Connector Authority:
Employers of 11 or more FTE’s:
300,000+ newly insured on or before 1/1/08.
Dependent coverage for 2 years following the loss of dependent status on taxes, up to age 26.
New “carve-out” – Young Adult Plans for 19-26 y-o* in the commercial marketplace:
*(Amended in 12/07 to include 18 year-olds)
Uninsured rate for 18-26 year-olds*:
Enrollment of people age 18-26 in Health Connector programs (as of 1/1/08):
* Estimates calculated from Massachusetts Div. of Health Care Finance and Policy data.
focus groups, survey.
Red Sox, MBTA, Registry of Motor Vehicles, CVS, tax preparers, ZipCar, colleges and universities, more.
TV, radio, print, and web (including social networking sites).