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Financial management

Financial management. a) The concept of money management. Money as a resource for reaching goals . Money seems to be caught in the every problem of living. b) Purpose of budgeting. Why it is important to develop and follow a budget?. c) Guide for planning a budget.

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Financial management

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  1. Financial management

  2. a) The concept of money management Money as a resource for reaching goals. Money seems to be caught in the every problem of living.

  3. b) Purpose of budgeting Why it is important to develop and follow a budget?

  4. c) Guide for planning a budget Decide on your spending goals Know exactly how much money you have Make a list of all your/or your family’s expenses for the month Don’t forget that you or your families often have unexpected expenses Compare your income to your expenses Make up your plan Keep records and review Prepare a net worth statement

  5. d) The principle of financial management Prioritize goals and set standards Analyze financial resources Make a budget to control spending and saving Keep adequate records Set credit limits and use them responsibly Build wealth early and systematically Protect asset adequately and reasonably Check and adjust regularly.

  6. Cost of living in Malaysia - Consumer Price Index (Excl.Rent): 56.11 - Rent Index: 12.68 - Groceries Index: 54.37 - Restaurants Index: 29.99 - Consumer Price Plus Rent Index: 40.02 - Local Purchasing Power: 71.96

  7. Cost of living in Malaysia

  8. Cost of living index (by city)

  9. KertasKerjaKedua (10%)- tidakmelebihi 10 mukasurat, silahantarpada 27 April 2012 Pilihsalahsatudaritigatajukdibwah: PerbezaanantaraGenerasi X danGenerasi Y dalamperbelanjaan. 2. Sejauhmanakenaikanhargabarangandi Malaysia mempengaruhiperbelanjaanisirumah. Berikanpendapatdancadangan yang perludiambilolehisirumahbagimengelakkanmasalahkewanganisirumah. 3. Penggunaanmasadalamkalanganibuyang berkerjaya. Berikanpendapatdancadanganbagiibuuntukmembahagikanmasa yang berkualitiuntukkeluargadankerjaya.

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