Non-Life Industry Growth
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- Single digit growth 2006-2012 - 67% - USD = PKR 60 (2006) USD = PKR 94 (2012) Increase 57% - PowerPoint PPT Presentation


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Non-Life Industry Growth (Excluding NICL). - Single digit growth 2006-2012 - 67% - USD = PKR 60 (2006) USD = PKR 94 (2012) Increase 57%. Factors (Non-Life). Dearth of new distribution channels. No new products The growth in the last few years has been mainly driven by

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Non-Life Industry Growth

(Excluding NICL)

  • - Single digit growth

  • 2006-2012 - 67%

  • - USD = PKR 60 (2006)

  • USD = PKR 94 (2012)

  • Increase 57%


Factors non life
Factors (Non-Life)

  • Dearth of new distribution channels.

  • No new products

  • The growth in the last few years has been mainly driven by

    - Terrorism Insurance

    - Depreciation of Pak Rupee


Significant changes non life
Significant Changes (Non-Life)

  • New Regulations

    • Bancassurance Guidelines

    • Know Your Customer (KYC) Regulations

  • International Brokers involvement

  • Windows Takaful


The future non life
The Future (Non-Life)

  • Too many players?

    - 40 insurers (SECP @ 18 May 2013)

    - 3 insurers write 62.25%

  • New Distribution Channels

  • Personal Lines Insurance

  • Innovation/New Products

  • Microinsurance


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