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The Perfect Storm Bob Walder

The Perfect Storm Bob Walder. Perfect storm? some context. Some figures…. Housing crisis - causes. Issues with land availability and cost Increasing number of households Lack of mortgage availability Uncertainty of funding for new homes. Housing crisis - causes. Squeezed middle.

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The Perfect Storm Bob Walder

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  1. The Perfect Storm Bob Walder

  2. Perfect storm? some context

  3. Some figures…

  4. Housing crisis - causes • Issues with land availability and cost • Increasing number of households • Lack of mortgage availability • Uncertainty of funding for new homes

  5. Housing crisis - causes

  6. Squeezed middle

  7. On top of that – Welfare Reform • Bedroom tax and benefits cap – from 1st April 2013 • Non-dependant deductions • Universal Credit – October 2013

  8. Helping our customers

  9. Our response

  10. It could be a lot worse…

  11. Some figures…

  12. Thank you

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