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Online Health insurance plans by Bajaj Allianz include individual health insurance, family floater health insurance, add on health cover, senior citizens and women specific critical health insurance policies.<br>https://www.bajajallianz.com/Corp/health-insurance/health-insurance.jsp
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But you can see that they are getting old and with age increase their health problems. Medical advancement has assured treatment for almost any illness; however, it comes with a very high cost. • Now is the right time to buy medical insurance plan for your parents if you haven’t bought it already. Here are 5 things you should keep in mind to purchase the best health insurance policy for your parents. • 1 Entry Age and Renewal Age Most health insurance for senior citizens can be availed up to a maximum age of 65 years. This is why you need to plan early to get the best health insurance policy for your parents.
It is advisable to disclose the exact state of your parents’ health while buying health insurance for your parents. Based on the illnesses your parents are suffering choose a plan which best suits their requirements. • Typically for illnesses like Diabetes there is a waiting period of two to four years. Try opting for a health insurance plan with minimum waiting period if you think your parents might need medical assistance in the near future. • Co payment or simply ‘Co-pay’ is the cost which will be shared by you with the insurer in case of a claim. Some insurers impose co payment in health insurance plans for senior citizens.
As a thumb rule, while purchasing any insurance policy and more so health insurance for senior citizens do carefully read the exclusions and conditions of your policy to avoid any hassle at the time of claim. • Acquaint yourself with the network hospitals and claims procedure of your insurer. Spend some time to research and find out the best health insurance policy for your parents. • Sum assured is the total insurance cover that you take at the time of a policy. This is the maximum amount that you can claim. For this, you must consider rising medical costs as also whether or not you can afford to pay the premium. • [Source: https://support.bajajallianz.com/support/health-insurance-for-parents-five-things-to-keep-in-mind/]
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