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Five factors that could impact your home loan eligibility

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Five factors that could impact your home loan eligibility

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  1. Home Loans

  2. Five factors that could impact your home loan eligibility

  3. Your decision to purchase your first property is a very important and a life altering one. • Not only do you have to be adequately prepared, in terms of finances, you have to ensure that the conditions are right for your home loan application to go through smoothly. • Here are five factors that could become an obstacle if not taken care of on time.

  4. When you apply for a Home Loans, it is a given that you are getting into a financial commitment for the longer term. • While you do your best to prepare in terms of getting your papers in order and getting the funds ready for the down payment, your bank also must put you through a rigorous credit assessment process to ensure that lending to you entails the minimum amount of risk.

  5. Also, in order to avail of an Online Home Loan, maintain good credit behavior with your existing credit. • This means, you must make the payment of all your credit card outstanding in full each month and make timely repayments on your existing loans. • Also maintain a good mix of credit (secured and unsecured loans) to ensure that your CIBIL score and CIBIL report are creditworthy. • [Source: http://www.moneycontrol.com/news/loans/five-factors-that-could-impact-your-home-loan-eligibility_4588741.html]

  6. Follow us on : https://www.facebook.com/HDFCHomeLoanExperts https://twitter.com/HomeLoansByHDFC https://www.youtube.com/user/hdfcltd https://www.linkedin.com/company/hdfc?trk=top_nav_home

  7. Click to know more on Home Loans: https://www.hdfc.com/home-loans-salaried Thank You…

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