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The Right Plan of Action after Receiving A Home Loan Offer

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Use the interactive home loan calculator to calculate your home loan EMI. Get all details on interest payable and tenure using the housing loan calculator\n

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Presentation Transcript

For most borrowers, home loan is just a tool to get their dream home, and rightfully so. But, a housing loan is the most important tool available.

  • You can easily dream a better home and enjoy a better life with an affordable housing finance in India, right? But, it does not imply that best home loan in India is waiting for you in a grocery store. You need to make smart choices throughout the home loan process.

Step 1: Analyze the Home Loan offer

Through Home Loan Interest CalculationYour Home Loan offer will include several details. Some will be more crucial than others. However, all will affect your EMI in one way or the other. 

Step 2: Approach smarter people

Knowledge and experience in housing finance industry can be a useful ally in this journey. Do you know anyone with that background? If not, you must hire an accountant or personal finance expert for it. 


Step 3: Negotiate strategically

Official protocol after an offer letter is submission of some additional documents required for home loan. Then, you sign on the agreement papers.

However, you can negotiate a few elements of the loan package. You can negotiate and expect lower interest rates. This is the biggest benefit of this process. However, you need right argument and necessary documentation to make it work.

[Source: http://www.sooperarticles.com/finance-articles/loans-articles/right-plan-action-after-receiving-home-loan-offer-1393209.html?]


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