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Home loan interest rates at lowest take advantage to buy a house now - PowerPoint PPT Presentation

Home loan Eligiblity calculator- Enter you gross income, interest rate and tenure to check you loan amount and loan EMI with the loan eligiblity calculator

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Online Home Loan

Home loan interest rates at lowest take advantage to buy a house now

  • THREE forces have shaped the real estate market in recent times. Interest rates for home loans are the lowest in many years.

  • There’s a lot of unsold inventory and demand is low.

  • This slowing down of the real estate market therefore presents an opportunity for interested buyers.

  • Impact of the home loan rate While buying a home with a Online Home Loan, buyers have two options: fixed rate or a floating rate.

  • Since interest rates are expected to fall further, most people would opt for a floating rate.

  • Even a small cut in the interest rate could make a huge difference in the total payment outgo in long tenure of, say, 20, 25, or 30 years

  • Since the interest rate has already fallen to a single digit, home buyers can use this opportunity to make their bookings.

  • Home loan is a long-term debt, therefore the ups and downs of the interest rate get averaged in the long run.

  • Therefore, if you are getting a good deal, you should make the most of it.

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