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WHICH PERSONAL LOAN IS THE BEST FOR A DOCTOR?

http://richfinance.over-blog.com/2020/10/which-personal-loan-is-the-best-for-a-doctor.html

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WHICH PERSONAL LOAN IS THE BEST FOR A DOCTOR?

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  1. Email- Info@Afinoz.com Website- http://richfinance.over-blog.com/2020/10/which- personal-loan-is-the-best-for-a-doctor.html

  2. ▪ If you are a doctor looking for a personal loan, then you have come to the right place. Today, in this post, we will tell you about at least two lenders who are offering instant personal loans for doctors. Those lenders are the State bank of India( SBI) and HDFC. ▪ Their personal loan is known as SBI doctor loan and HDFC personal loan. We will tell you about their details, such as the loan details, the eligibility criteria, required documents, and other details. Let’s begin with the SBI doctor's personal loan.

  3. ▪ This personal loan is also known as the SBI doctor plus scheme. SBI offers the loan to qualified doctors who are seeking an instant loan. The loan could be opt to open a new clinic, need to expand their clinic, or to buy the latest medical equipment. ▪ The loan amount is offered up to Rs 5 crore. ▪ There is a card facility ▪ The amount increases further for individuals/partnerships/Corporates. ▪ The loan tenure is from 3 years to 7 years. ▪ The rate of interest starts at 9% P.A. ▪ The processing is up to 3% of the loan amount.

  4. ▪ Since the SBI doctor loan is a customized personal loan, the eligibility criteria will vary from borrower to borrower. However, here is the general eligibility criteria. ▪ Your minimum age should be at least 25 years. ▪ You must be a registered practitioner. ▪ The ownership of the land and the property should be a minimum 1 year.

  5. ▪ Application form filled and signed ▪ Passport size photographs ▪ Proof of identity ( Passport, Driving license, Voter ID card, Aadhar Card) ▪ Proof of address( rent agreement, utility bill, Postpaid bill) ▪ Proof of Income ( Professional certificate/Proof of registration, ITRs for the last 2 years, Bank statement for the past 3 months, and Deed of Partnership/Memorandum of Association) ▪ Proof of ownership of establishment( Individual, trust, partnership, corporate)

  6. ▪ First, download the Afinoz app from the Google play store or visit the Afinoz official website. ▪ Check the SBI doctor loan eligibility with the personal loan eligibility calculator. ▪ Fill out the loan application, upload the required documents, and submit the loan application. ▪ Wait for verification. ▪ Once the verification is completed, the loan amount is disbursed. ▪ As we can see, SBI Doctor offers a massive loan amount with a lower interest rate. Now, let’s check out the HDFC doctor loan.

  7. ▪ TO KNOW MORE ▪ Email- Info@afinoz.com ▪ Website- http://richfinance.over-blog.com/2020/10/which-personal-loan-is- the-best-for-a-doctor.html

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