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How to Apply for ICICI Bank Personal Loan

Before applying for personal loan few criterias need to be taken care of like credit score,loan amount etc.By applying to icici bank personal loan through personal loan guru the process becomes easier with low rate of interest and fast process<br>

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How to Apply for ICICI Bank Personal Loan

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  1. How to Apply for ICICI Bank Personal Loan

  2. At some point or the other, almost all people have faced a point in life where we want a help. All you need is that little one thing extra to ease your financial burden a little. A personal loan from ICICI Bank is a method of making your life easier, your finances more stable and providing you the money freedom to build certain spending choices.

  3. Things You Need to Know • Before you apply for a loan, keep in mind the following: • Credit Score • Loan amount • Interest rate • Eligibility

  4. Credit Score Make sure to pull out your credit report well before you apply for a loan and review it for any inconsistencies and errors. If you find any errors like mistakes along with your name or address, or wrongly entered loan standing or credit limit, file a dispute immediately and have it corrected.

  5. Loan amount There are different caps regarding the maximum loan amount that can be availed depending on whether you are a salaried employee, self-employed professional, or a doctor. You can get up to Rs. 20 lakhs if you are salaried employee, up to Rs.30 lakh if you are self-employed professional and up to Rs. 40 lakh for doctors.

  6. Interest rate Personal loans are one type of unsecured loans, meaning that they do not require any form of collateral or security. Hence the interest rates on such loans are generally higher than any other loan, to minimize the risk of loss to the bank/lender.

  7. Eligibility You need to be a salaried or self-employed individual earning a stable income in order to qualify for a personal loan at least. You can check your eligibility online and also get an estimate of what loan amount you are eligible for.

  8. Methods to Apply Personal Loan There are three ways to get ICICI Bank personal loan. Apply online on ICICI Bank Website Apply Offline to ICICI Bank Contact Personal Loan Guru - The best Method which make you easier to get personal loan.

  9. About Personal Loan Guru Personal Loan Guru is most trusted private financial agency located in Ghaziabad and dealing with all type of personal loan from all most know and trusted banks like HDFC, ICICI etc. They help to loan aspirant to get personal loan easily. Also, They negotiated hard from banks to get you the best deal.

  10. Contact Information Personal Loan Guru Address: Ansal Plaza, 3rd Floor, Sector-1, Vaishali, Ghaziabad, U.P. India - 201010 Email ID: info@personalloanguru.com Phone No.: 0120-4222-444 http://www.personalloanguru.com/

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