Understanding Your Responsibilities After Loan Closing - PowerPoint PPT Presentation

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Understanding Your Responsibilities After Loan Closing. Your Responsibilities. On-time mortgage payments Tax considerations Home maintenance On-time real estate tax payments Early contact with lender if you have trouble making payments. Tax Deductions.

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Understanding Your Responsibilities After Loan Closing

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Understanding Your Responsibilities After Loan Closing


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Your Responsibilities

  • On-time mortgage payments

  • Tax considerations

  • Home maintenance

  • On-time real estate tax payments

  • Early contact with lender if you have trouble making payments


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Tax Deductions

  • Interest paid on up to $1 million of acquisition debt

  • Interest paid on up to $100,000 of home-equity debt

  • Points paid on home-equity or refinance loan (deducted over loan term, not in year paid)


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