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2. Agenda. AdvantagesDisadvantagesTypes of AnnuitiesVariable Annuity FeaturesWho Should Purchase a Variable Annuity?Pay-Out Options. 3. Agenda. AdvantagesDisadvantagesTypes of AnnuitiesVariable Annuity FeaturesWho Should Purchase a Variable Annuity?Pay-Out Options. 4. Advantages. Insurance ProductEarnings Accumulate Tax-Free until Withdrawn by the AnnuitantSingle Premium Payment, orPremium Payments over a Period of TimePay-Outs Based on Single or Multiple Lives.

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