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FHA Loan Limits

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FHA Loan Limits

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  1. FHA Loan Limits FHA Loan limits varies depending upon number of units in the property and its location. 'Floor' And 'Ceiling' Limits The 'floor' limit of FHA Loans is the loan limit allowed for borrowers purchasing a property in areas having low housing cost. FHA 'ceiling'  is the maximum loan amount that can be borrowed in places where the cost of housing is higher. How Are These Limits Decided? If a property falls under a county, the limit is decided by the county. If the property is located in a metropolitan statistical area, the limits are set using the county with highest median housing cost within the metropolitan statistical area. The loan limits are updated or revised every year based on updated Home Pricing Index (HPI).  107 W. Hwy. 190 Copperas Cove, TX 76522 254-542-5100 2201 Trimmier Rd. Killeen, TX 76541 254-680-6158 3106 S. WS Young Dr., Bldg. D, Ste. 402 Killeen, TX 76542 254-953-7000 14641 S. Padre Island Dr., Ste. B Corpus Christi, TX 78418 361-949-4647 10961 Gateway Blvd. West, Ste. 200 El Paso, TX 79935 915-843-2681 8522 Broadway St., Ste. 208 San Antonio, TX 78217 210-340-0404 1320 N. Zaragoza Rd., Ste. 111 El Paso, TX 79936 915-858-1996 7348 W. Adams Ave., Ste. 200 Temple, TX 76502 254-771-0020 201 E. Central Texas Expwy., Ste. 1600 Harker Heights, TX 76548 254-680-6155 16165 North 83rd Ave., Ste. 200 Peoria, AZ 85382 480-752-3110 100 W. Central Texas Expwy., Ste. 300 Harker Heights, TX 76548 254-690-3765 www.fcmloans4u.com Image Source: Designed by Freepik

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