When to Use Fixed Income
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When to Use Fixed Income Investments? Ask Ebele Kemery PowerPoint PPT Presentation


Whether one is living in difficult or robust economic times, it is always important to have an investment strategy that includes relatively safe investments. One form of investment is known as Fixed Income Investments.

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When to Use Fixed Income Investments? Ask Ebele Kemery

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When to use fixed income investments ask ebele kemery

When to Use Fixed Income

Investments? Ask Ebele

Kemery

Whether one is living in difficult or robust economic times, it is always important to have an

investment strategy that includes relatively safe investments. One form of investment is

known as Fixed Income Investments.

Fixed income investment refers to any type of investment that generates an average return.

Investors loan their money to a government body, corporation, or financial institution and

receive interest on a regular basis. Although the rate of return may not be high, there is

comfort knowing the risk is minimal. If a person is seeking to invest their money where there

is not a high risk, fixed income investments are usually the solution.

The term fixed-income investment include such investments as bank notes, mutual funds,

mortgage backed securities, retirement investments such as GICs, T-Bills, as well as

government and corporate bonds, and other forms of securities. While the principal and

return are not fail-safe, these fixed-income funds offer the chance for a higher return. They

are popular for those planning on retiring in the near future.

GICs are a popular choice as a fixed income investment. The interest and principal are

insured to a certain degree so your money is for the most part protected. Fixed-income mutual


When to use fixed income investments ask ebele kemery

funds are a good choice for wary investors as they provide the opportunity to predict income

over a set period of time. This is handy for budgeting purposes, so people can plan for

retirement.

Many prudent investors acquire bonds as a fixed income investment. They generally pay out

twice a year or on a monthly basis. Bonds are a tax-free investment income. Such bonds can

be federal, state, or local municipality bonds.

Certificates of Deposit allow people to earn interest on their investment without any real risk

of loss. It is much like putting money in an insured bank investment for a fixed period of

time. It will earn a preset interest rate for a fixed time period. After the time expires, the

certificate matures and the investor can cash in the certificate. They will receive their initial

investment plus any interest earned.

Savings Bonds pay a fixed interest rate that is delayed until the bond is redeemed or for 30

years. The rate is based on the interest rate at the time of purchase. The interest paid is

adjusted for inflation.

If you are about to retire and are in need of an investment with low risk, fixed income

solutions can be the right choice. Investment portfolios will benefit by having a safe and

secure stock. By combining investments that are affected differently by economic events,

investment risk is reduced. These investments are often chosen during periods of market

instability. Fixed investments can fluctuate with market conditions. If you have to sell them

prior to maturity, you will usually receive a penalty fee.

Ebele Kemery says that Fixed Income Investments are a sound choice for cautious investors

and those seeking a safe investment for retirement. Most fixed-income investments also

provide a foreseeable flow of income. This can be an advantage for those on a pension or

social security.

Ms. Ebele Kemery is a member of the Global Fixed Income, Currency & Commodities

(GFICC) Group. Based in New York, Ebele is the head of Energy Investing within the

Commodities team.


When to use fixed income investments ask ebele kemery

Ebele is consistently promoted; recognized for development and leadership strengths and

Strong analytical approach; full-tuition scholar from top-tier university possessing a

Bachelors in Engineering in Electrical Engineering.

To read more please click here!


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