Overview of Automobile Coverages. 1. Automobile liability coverage 2. Medical payments coverage 3. Physical damage coverage, comprehensive and collision 4. Uninsured motorists coverage. General Nature of Personal Auto Policy. 1. Designed to cover three types of loss: legal liability
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a. Breakdown; b. Repair
c. Servicing; d. Loss; or
BI Limits Factor
PD Limits Factor
500,000 1.19Cost of Increased Liability Limits