Consumer Directed Healthcare Plans What they are and how they work Presented by the Southeast Service Cooperative Bill Colopoulos, Health Benefits Consultant [email protected] (612) 987-4155 June 2009 Consumer Directed Healthcare Plans Defined
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Pay less to insurance plan; invest in your own healthcare savings account
CDHP helps you save money for future claim costs
FSAs: “Use or lose”; HRA/VEBA and HSAs: “Use or keep”.
* these amounts apply to 2010, per IRS regulations.
CDHP helps employees choose the right amount of insurance protection
New administrative flexibilities helps streamline processes.
Multi-plan year thinking reveals true advantages of CDHP