Hybrid Pan-Africa Financial Infrastructure in Azafinance

1. One API, One Africa

2. Hybrid Pan-Africa Financial Infrastructure Specialist in African Pay-in and Pay-out with Mobile Money, Bank Account, and Cash Options Operating 40+ Bank Accounts across Europe and Africa - 92% Europe Covered - Country Coverage B = Bank, M= Mobile, C= Cash B B M B C M B M M B C 43% Africa Covered B B M M B M M 1 1 www.aza.com www.azafinance.com

3. Pay-out/pay-in Options Morocco Cash Senegal Mobile Ghana Mobile Nigeria Uganda Mobile Tanzania Mobile 1 1 www.aza.com www.azafinance.com

4. Licensing & Registration TransferZero is licensed by the Bank of Spain to operate across the European Union and the UK Global Compliance Standards, Rigorous KYC and AML 17+ business registrations across Africa 1 1 www.aza.com www.azafinance.com

5. Proven Traction Last mile distribution: One API connection, many pay-outs and pay-in across our bank and mobile networks Instant payments, multiple currencies, Bank Accounts, Mobile Wallets Settle directly into European bank accounts MA GBP NGN Best rates: On-demand Liquidity MTO TZ UGX XOF EUR Speedy Compliance GHS TZS Dedicated tech support for fully customizable API integration 1 1 www.aza.com www.azafinance.com

6. Proven Traction Transaction Volume Processed Since 2015 1.3 Billion USD 500% Year-on-Year Transaction volume Growth since 2015 $30 Million Venture Funding Raised since 2013 1 1 www.aza.com www.azafinance.com

7. Integrate within a Month with our SDK’s • Dedicated tech support and documentation helps you get started fast. • Easy-to-understand documentation available with to help you implement our solution in just a few weeks. Use your unique customer and transaction IDs to query the system. Lorem ipsum 1 www.azafinance.com

8. Monthly transaction volume $100m 100000000 BitPesa Founded in 2013 in Nairobi Kenya
 Sub-brands TransferZero and BFX introduced in 2018 Re-branded to AZA in 2019 75000000 $40m 50000000 SOMPO Investment $24m Series A +
 Greycroft 25000000 Acquired TransferZero EU payments license Series A 
 Draper VC UK payments
 license by FCA $10m 0 Dec 15 Dec 17 Dec 18 may 14 Dec 14 Dec 16 Dec 19 1 www.azafinance.com

9. Reliable API Features Create user or sender profiles to collect KYC documentation for them. Calculate the rates for a particular transaction. Store, repeat, and automate past transactions. Web-hook support for multiple functionalities such as transactions. Enable auto-refund and account validation/name checks for every transaction your customers make. Gather Metadata for internal reconciliation. 1 1 www.aza.com www.azafinance.com

10. ABOUT AZA, Parent Company AZA is an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure. By leveraging cutting edge technology in our flagship products, TransferZero and BFX, AZA is able to significantly lower the cost and increase the speed of business payments to and from frontier markets. ABOUT BFX, B2B Digital FX Platform BFX leverages AZA’s hybrid infrastructure to empower companies to use African currencies with less risk, cost, and friction than ever before. By acting as a market maker in 10+ African currencies, BFX enables SMEs to grow past their borders and opens up previously underserved trade markets. With a number of pay-in and payout channels like bank accounts and mobile wallets, BFX ensures quick transactions and seamless user experience. www.transferzero.com 1 1 www.aza.com www.azafinance.com

11. Trusted By: 1 1 www.aza.com www.azafinance.com

12. thank you CONTACT US luis@transferzero.com Ghana +233 55 098 5580 Kenya +254 714 356 461 Nigeria +234 908 206 5264 Uganda +256 700 494 664